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Selling on Amazon Global Selling India opens the doors to international buyers — but every seller quickly realizes: the money you see in your Seller Central dashboard isn’t the money that actually lands in your Indian bank account. Why? Because payment partners, FX conversions, and banking charges chip away at the amount. The choice between […]
“It’s not what’s sent that matters—it’s what arrives, fully in INR, that determines your margin.” In international remittances, especially for exporters, the total landed INR is the critical metric. This article digs deeply into Wise vs Bank SWIFT, using live data, typical SWIFT transfer charges, and realistic assumptions to show you which gives you more […]
TL;DR (Quick Verdict) 👉 If you want to maximize every rupee while receiving money from abroad, Wise usually wins — unless you’re tied to a marketplace that only pays through Payoneer. Why This Comparison Matters For Indian freelancers, consultants, and small exporters, receiving international payments is not just about speed. Every % point in FX […]
Waiting for an international transfer settlement time to clear can feel like watching paint dry – especially when you need those funds to keep your business running. If you’ve heard bankers or colleagues use terms like T+0 or T+3 and wondered what they mean, you’re not alone. In simple terms, these labels describe how quickly […]
Have you ever received an overseas payment only to find your USD to INR payout short? You’re not alone. Many freelancers, exporters, and businesses in India notice their inward remittance short credit, where the final credited amount is lower than expected. The good news: it’s rarely fraud or a mistake. Instead, it’s the result of […]
Managing cross-border payments can feel overwhelming, but maintaining the right paperwork protects your business from regulatory risks. Whether you’re a startup getting paid by international clients or an exporter sending money abroad, having the right RBI FEMA documents ready ensures compliance and smoother banking. This guide gives you a complete audit checklist for export services, […]
If you’re a freelancer or business owner in India receiving money from international clients, you’ve likely come across confusing terms like FIRC, FIRA, or just “remittance advice.” But what do these mean? Which one applies to your case? And how do you use them as proof of inward remittance for compliance, taxes, and benefits? This […]
If you’ve ever sent or received an international wire, you’ve probably been asked: “Can you send me the MT103?” Think of it as both the receipt and the routing map for a cross-border transfer. In simple terms, an MT103 is a standardized SWIFT message that shows: An MT103 is widely accepted as proof of payment […]
If you earn from global clients but spend in India, you’ve probably had that “wait…why did I get less INR?” moment. It’s not just one deduction. It’s usually a trio—transfer fees, FX spread, and intermediary bank charges—quietly chipping away at your payout. This guide explains FX spread explained in simple terms, compares transfer fee vs […]
If you’ve ever sent money to India and thought, “The rate looked great—so why did less arrive?” you’re exactly who this guide is for. In cross-border payments, it’s easy to get dazzled by a snazzy FX rate or “zero fees” banner. But what really matters is the Total Landed INR—the actual rupees that hit the […]
