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Mahalaxmi Bhandari

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Recurring-Retainers-vs-One-Off-Invoices_Feature

Recurring Retainers vs One-Off Invoices: Best Route for Predictable INR

Every business has its rhythm. For some, it’s a steady pulse — clients who pay the same amount every month, the retainer model that hums like background music.For others, it’s jazz — bursts of big one-off invoices, long silences, and occasional applause when the wire finally lands. Both earn revenue. But only one builds predictability

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Toptal / Contract Platforms: Best Path to INR (Platform → Provider vs SWIFT)

Every freelancer eventually learns that getting paid isn’t about the project — it’s about the path. You might have delivered a world-class codebase to a Silicon Valley startup, billed $3,000 through Toptal, and received that cheerful “payment sent” email. But behind that line lies a maze of rails, banks, FX markups, and waiting periods that

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Export SaaS Receipts: Stripe / Checkout vs SWIFT — Docs, FX & FIRC

For SaaS founders, few moments feel as satisfying as watching that first “Payment Successful” ping light up your dashboard. A global customer found you, used your product, and paid — instantly. But behind that smooth Stripe or Checkout animation, there’s a very different reality unfolding in the background. The money doesn’t really travel instantly. It

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FIRC Vs FIRA_Primary

FIRC vs FIRA: What You Actually Get — By Method (Fintech vs Bank)

Every payment leaves a trail — or at least it should.Somewhere between a client’s “payment sent” and your INR credit, the money collects not just dust in transit, but documentation.And in India’s export maze, that documentation is what decides whether your revenue becomes *recorded history* or an unverified rumour. Here’s the paradox: you can get

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How to Calculate CIF Value in Exports: Expert Guide for Indian Exporters

Key Highlights What is CIF (Cost Insurance, and Freight)? CIF (Cost, Insurance, and Freight) is an international shipping term that defines individual pays or bear for transportation and insurance cost against export. Under CIF delivery terms, the seller pays for the cost of goods, international freight, and cargo insurance until the goods reach the buyer’s

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LC vs BG vs TT: Choosing the Right Payment Method for International Trade

Key Highlights Next, let’s delve into an introduction to these two financial instruments. Introduction In international trade, businesses often use important financial tools to make sure their deals are safe. Two common tools are letters of credit and bank guarantees especially designed for EXIM payment, iIt is important for businesses to know the difference between

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Global Trade Without Borders: How Virtual Accounts Help Businesses Scale

Key Highlights Now, let’s dive into what makes virtual bank accounts a revolutionary tool for financial management. Introduction Managing international payments is slow, costly, and complex. But what if a single virtual account could simplify it all? In today’s world, where things are becoming more digital, virtual bank accounts are now a popular choice instead

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