Your products live in warehouses you’ve never seen.Your customers live in cities you can’t pronounce.And your money? It lives somewhere in the space between platforms, payment partners, and time zones. Marketplace selling was supposed to feel borderless—until you realised your cash flow still needs a visa. You sold a mug to Madrid, a kurta to
Remember when getting paid meant walking to a counter, signing a slip, and leaving with proof in your hand? Now the counter lives inside an app, the signature is a click, and the proof takes three business days to reach your bank. Freelancers went remote.Payments didn’t. 1. The New Freelance Equation Today’s freelancers are global
For decades, international payments ran on a simple handshake.You’d walk into your bank, meet your relationship manager, sign a few forms, and trust that your client’s dollars would find their way home. It was personal. Predictable. Human. That handshake still matters, it built the trade economy we stand on.But as business scales and borders blur,
If you trace an exporter’s day on a graph, it wouldn’t chart profit, rather, it would chart time.Time between invoice and credit.Time between an email marked payment sent and an INR notification that finally confirms it.Platforms like Payoneer helped smooth that curve — fewer steps, fewer surprises.But sometimes, even smooth can still be slow. HiWiPay
Every exporter’s balance sheet has a tiny hole in it. You can’t see it in the numbers. You just feel it — that quiet ₹9,000-₹10,000 that slips away every time your client pays you from abroad. It’s not theft. It’s friction. A blend of FX markups, intermediary bank fees, and the long, paper-heavy route your
Running an export business or freelancing for international clients isn’t just about getting paid — it’s about proving you got paid. You send an invoice, the client pays, the money lands — and just when you exhale, your accountant says, > “We still need the FIRC.” You blink. The what? That’s the moment every Indian
You don’t lose money on Upwork.You lose it on the way home. A $1,000 project turns into $970 by the time Payoneer finishes “processing.”Wise hides its cut inside the FX rate — no line item, just a smaller number.And SWIFT? It still believes your money should stop for tea at every correspondent bank along the
Waiting for an international transfer settlement time to clear can feel like watching paint dry – especially when you need those funds to keep your business running. If you’ve heard bankers or colleagues use terms like T+0 or T+3 and wondered what they mean, you’re not alone. In simple terms, these labels describe how quickly
Have you ever received an overseas payment only to find your USD to INR payout short? You’re not alone. Many freelancers, exporters, and businesses in India notice their inward remittance short credit, where the final credited amount is lower than expected. The good news: it’s rarely fraud or a mistake. Instead, it’s the result of
Managing cross-border payments can feel overwhelming, but maintaining the right paperwork protects your business from regulatory risks. Whether you’re a startup getting paid by international clients or an exporter sending money abroad, having the right RBI FEMA documents ready ensures compliance and smoother banking. This guide gives you a complete audit checklist for export services,
