If you earn from global clients but spend in India, you’ve probably had that “wait…why did I get less INR?” moment. It’s not just one deduction. It’s usually a trio—transfer fees, FX spread, and intermediary bank charges—quietly chipping away at your payout. This guide explains FX spread explained in simple terms, compares transfer fee vs
If you’ve ever sent money to India and thought, “The rate looked great—so why did less arrive?” you’re exactly who this guide is for. In cross-border payments, it’s easy to get dazzled by a snazzy FX rate or “zero fees” banner. But what really matters is the Total Landed INR—the actual rupees that hit the
If you build software in India and get paid from clients overseas, you’ve met the phrase “purpose code.” It sounds bureaucratic, but it’s really just a label that tells your bank (and the RBI) why you’re receiving the money. Use the right label and your funds clear faster, your paperwork stays clean, and future audits
